About Our Fees

Our experience is that THERE ARE MANY PEOPLE IN THE CHICAGOLAND AREA PAYING TOO MUCH FOR THEIR CHAPTER 7 BANKRUPTCY.

Chapter 7 attorney fees vary from attorney to attorney and have increased dramatically over the past decade due to the complexities in the new law. Many attorneys will refuse to quote you a price up front for their services. We, however, in most cases can file your Chapter 7 Bankruptcy for $1,000 plus costs (costs include: court filing fee of $299, credit counseling $40, debtor education – second course $40.00, and three bureau credit report $30.00 individual case/$50.00 joint case). Some cases involve more sophistication and require higher attorney fees but we will tell you upfront on the phone how much more so you’re not left guessing. An attorney will talk to you on the phone before you come in for an office visit and discuss your case and fees.

CHAPTER 13 fees are set by the Court at $3,500 and can be paid in installments through the Chapter 13 Plan. In some cases a down payment on attorney fees is required before the filing of your Chapter 13 but in most instances the main benefit of filing a Chapter 13 versus a Chapter 7 is that little or no attorney fees have to be paid before the case is filed. The only required up front payments being the $274 filing fee, $40 credit counseling, and $30 three bureau credit report. So for a minimum of $344 you can get relief from your creditor woes.

Before your case can be filed you will need to: (1) complete a credit counseling course either online or over the phone; (2) provide your last six months proof of income (paycheck stubs, payroll summary, etc.); (3) provide your last four years of State and Federal income tax returns; (4) pay your attorney fees in full; (5) pay a filing fee of $299.00, and, (6) provide any other documents necessary to the analysis and preparation of your case. You will also need to complete a second online or telephonic counseling course after your case is filed.

For those who wish to have legal guidance and counsel during these confusing and stressful economic times, please contact the Law Office of Ronald P. Strojny & Associates. We’re here to help.